Home » SBA Loan Programs » SBA 7(a) Loans Page
SBA 7(a) Loans for Business Growth & Acquisitions
Flexible SBA financing up to $5,000,000 for business purchases, partner buyouts, refinancing, and owner-occupied commercial real estate.
What is an SBA loan?
The SBA 7(a) loan program is the most versatile SBA financing option available to small business owners.
It can be used for:
- Buying an existing business
- Purchasing owner-occupied commercial real estate
- Refinancing business debt
- Partner buyouts
- Working capital
- Franchise acquisitions
SBA 7(a) loans offer longer terms and lower down payments compared to many conventional bank loans.
Key Benefits
- Financing up to $5,000,000
- Terms up to 25 years (for real estate)
- Competitive interest rates
- Lower down payment requirements
- Can include goodwill in business acquisitions
Who This is For
This program is ideal if:
- You are buying an existing business
- You need to finance goodwill
- You are purchasing commercial real estate for your business
- You want long-term, stable financing
Not ideal for:
- Passive real estate investors
- Fix-and-flip transactions
- Short-term bridge needs
How This Process Works
Step One: Pre-Qualify
Answer a few questions to determine eligibility.
Step Two: Structure & Placement
We structure your loan request and match it with the right SBA lender.
