Reverse Mortgages
If money is tight and you have equity in your home, a Reverse Mortgage may be the solution you need to free up much needed cash.
A reverse mortgage allows you to tap into the equity of your home, but does require that you continue the ongoing responsibilities of maintaining your property and paying expenses like taxes and insurance
If you're age 62 or older, you can receive money from your mortgage by borrowing against the value of your home through a reverse mortgage.
Our reverse mortgages are insured by the Federal Housing Administration (FHA), as part of its Home Equity Conversion Mortgage (HECM) program. As long as you live in the home as your primary residence, maintain the home, and pay homeowner's insurance, property taxes, and homeowner's (sometimes referred to as "HOA" fees) and/or condo association dues (if applicable), the loan does not have to be repaid.
To help you understand more about how a Reverse mortgage works and to answer many of the questions you may have, use the links on the side to learn more...
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