No Income Verification Loans

No Income Verification Loans also called stated-income mortgages are those that don't require proof of borrower's income. Instead, they simply require proof of your capability to repay the loan amount with no fixed employment earnings. They are a unique financial product designed for individuals might not qualify for traditional financing due to the nature of their income source. No-verification mortgages allow borrowers to use financial factors such as assets, home equity, and net worth to qualify.

Meeting the strict underwriting requirements of most providers can be daunting for self-employed individuals, freelancers, or those with irregular income streams. Our No Income Verification mortgage program is best suited for individuals who don't qualify for traditional financing based on their tax returns.

Salient Features

• Loan amount: $100,000 to $5,000,000.
• Rates: Start at 6.99%
• LTV: Up to 80% of property value.
• Can be used for Purchase, refinance, or cash-out refinancing.
• Loan types: Fixed and adjustable rates (12 months, 5/1 ARM, 7/1 ARM, and 30-year fixed).
• Credit Score: 650 or higher.

If you're considering a no-income verification loan for your home purchase, our team can help determine if it's best option for you.

Call our loan advisor at 877 123 XXXX or click the button below to request a free consultation with one of our mortgage advisors.

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