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What is a Reverse Mortgage?

A Reverse Mortgage or Reverse Home Mortgage is designed for seniors over 62 years of age to improve their retirement life style. The reverse mortgage has exploded in recent years, due to growing popularity.

Key factors that make a reverse mortgage attractive are:

  • No repayment of the loan as long as the borrower occupies the property as his/her primary residence.
  • Value of home, available equity, age, and interest rates will determine the maximum reverse mortgage loan amount.
  • In most cases no tax or benefit deductions on the proceeds used as "income".